.calculator{font-variant-numeric:tabular-nums}.calculator-progress ol{gap:0 var(--space-24);margin:0 0 var(--space-32);border-bottom:1px solid var(--line);flex-wrap:wrap;padding:0;list-style:none;display:flex}.calculator-progress li{margin:0}.calculator-progress button{align-items:center;gap:var(--space-8);min-height:56px;padding:var(--space-8) 0;font:inherit;color:var(--muted);cursor:pointer;background:0 0;border:0;border-bottom:2px solid #0000;display:flex}.calculator-progress button[aria-current]{border-color:var(--ink);color:var(--ink);font-weight:700}.calculator-progress button:disabled{cursor:default;opacity:1}.calculator-progress button span{font-size:.875rem}.calculator-layout{grid-template-columns:var(--columns-phi);gap:var(--space-48);align-items:start;display:grid}.calculator-form,.calculator-output,.calculator-guide{min-width:0}.calculator-step-title,.calculator-output h2{margin:var(--space-16) 0 var(--space-24);scroll-margin-top:240px;font-size:clamp(1.5rem,3vw,2rem);line-height:1.25}.calculator-form>p{margin-bottom:var(--space-24);max-width:60ch}.calculator-mode{border:0;min-width:0;margin:0;padding:0}.calculator-mode-options{gap:var(--space-16);display:grid}.calculator-mode-options label{cursor:pointer;position:relative}.calculator-mode-options input{opacity:0;width:1px;height:1px;position:absolute}.calculator-mode-options label>span{gap:var(--space-8) var(--space-16);padding:var(--space-16) var(--space-24);border:1px solid var(--line);transition:background-color var(--motion-duration) ease;grid-template-columns:24px minmax(0,1fr);display:grid}.calculator-mode-options small{grid-column:2;font-size:1rem;line-height:1.5}.calculator-mode-options strong{font-size:1.125rem}.calculator-mode-options input:checked+span{border-color:var(--ink);background:var(--yellow)}.calculator-mode-options input:focus-visible+span{outline:3px solid var(--ink);outline-offset:4px}.calculator-fields{gap:var(--space-24);display:grid}.calculator-fields .field{gap:var(--space-8);min-width:0;display:grid}.calculator-fields .field label,.calculator-fields .field small{margin:0}.calculator-fields .field input,.calculator-fields .field select{width:100%;min-height:56px;padding:calc(var(--space-16) - 1px) var(--space-16);font:inherit;border:1px solid var(--muted);color:var(--ink);background:#fff;border-radius:0;line-height:1.5}.calculator-fields .field small{color:var(--muted);font-size:1rem;line-height:1.5}.calculator-entry{gap:var(--space-8) var(--space-24);margin:0 0 var(--space-24);border:0;flex-wrap:wrap;padding:0;display:flex}.calculator-entry legend{margin-bottom:var(--space-8);font-size:1rem;font-weight:600}.calculator-entry label{align-items:center;gap:var(--space-8);cursor:pointer;min-height:48px;display:flex}.calculator-entry input,.calculator-check input{width:24px;height:24px;accent-color:var(--ink);flex:none;margin:0}.calculator-check{align-items:start;gap:var(--space-16);padding-block:var(--space-16);cursor:pointer;display:flex}.calculator-check small{color:var(--muted);margin-top:var(--space-8);font-size:1rem;line-height:1.5;display:block}.calculator-recurring{border-top:1px solid var(--line);margin-top:var(--space-32);padding-top:var(--space-16)}.calculator-actions{gap:var(--space-16);margin-top:var(--space-32);flex-wrap:wrap;display:flex}.calculator-actions .button{min-height:56px}.calculator-guide{padding:var(--space-32);background:var(--sand)}.calculator-guide h3{margin:var(--space-16) 0;font-size:1.375rem}.calculator-guide>h3:first-child{margin-top:0}.calculator-guide p{font-size:1rem;line-height:1.5}.calculator-help-actions{gap:var(--space-16);margin-top:var(--space-32);display:grid}.calculator-help-actions .text-link{text-align:left;justify-self:start;min-height:48px}.calculator-help-actions p{margin:0}.calculator-help-actions .calculator-privacy{color:var(--muted);padding-top:var(--space-16);border-top:1px solid var(--line)}.calculator-reset{gap:var(--space-16);flex-wrap:wrap;display:flex}.calculator-reset p{flex-basis:100%}.calculator-recap{margin-top:var(--space-24);border-top:1px solid var(--line);padding-top:var(--space-8)}.calculator-recap summary,.calculator-method summary{min-height:48px;padding-block:var(--space-8);cursor:pointer;font-weight:600}.calculator-recap dl>div{justify-content:space-between;gap:var(--space-16);margin-top:var(--space-16);font-size:1rem;display:flex}.calculator-recap dd{overflow-wrap:anywhere;margin:0;font-weight:600}.calculator-recap button{min-height:48px;margin-top:var(--space-16)}.calculator-example-note{border-left:4px solid var(--yellow);padding:var(--space-16);background:var(--sand);font-size:1rem}.calculator-comparison{gap:var(--space-16);margin-block:var(--space-32);padding:var(--space-24);background:var(--sand);grid-template-columns:minmax(0,1fr) 24px minmax(0,1fr);align-items:center;display:grid}.calculator-comparison>div{gap:var(--space-8);display:grid}.calculator-comparison>div>span{color:var(--muted);font-size:1rem}.calculator-comparison>div>strong{overflow-wrap:anywhere;font-size:clamp(1.5rem,3vw,2.5rem);line-height:1.2}.calculator-comparison p{padding-top:var(--space-16);border-top:1px solid var(--line);grid-column:1/-1;margin:0;font-size:1rem}.calculator-comparison-arrow{font-size:1.5rem}.calculator-output{scroll-margin-top:240px}.calculator-output>p{margin-top:var(--space-24)}.calculator-output h3{margin-top:var(--space-32);font-size:1.375rem}.calculator-results{margin:var(--space-24) 0}.calculator-results>div{justify-content:space-between;align-items:baseline;gap:var(--space-24);padding-block:var(--space-16);border-bottom:1px solid var(--line);display:flex}.calculator-results dt{flex:1;font-size:1rem}.calculator-results dd{text-align:right;overflow-wrap:anywhere;max-width:48%;margin:0;font-weight:600}.calculator-balance,.calculator-capacity{padding:var(--space-24);margin-block:var(--space-32);background:var(--yellow)}.calculator-capacity{background:var(--sand)}.calculator-balance>strong,.calculator-capacity>strong{margin-block:var(--space-16);overflow-wrap:anywhere;font-size:clamp(1.75rem,3.5vw,3rem);line-height:1.2;display:block}.calculator-balance p,.calculator-capacity p{margin-top:var(--space-16);font-size:1rem}.calculator-caveat,.calculator-method{margin-top:var(--space-32);border-top:1px solid var(--line);padding-top:var(--space-16)}.calculator-method p{margin-top:var(--space-16);font-size:1rem}.calculator-errors{margin-bottom:var(--space-24);scroll-margin-top:240px}.calculator-errors ul{margin-top:var(--space-16);padding-left:var(--space-24)}.calculator-errors a{text-decoration:underline}@media (width<=63.99rem){.calculator-layout{gap:var(--space-32);grid-template-columns:minmax(0,1fr)}.calculator-guide{padding:var(--space-24)}}@media (width<=39.99rem){.calculator-progress ol{gap:0 var(--space-16)}.calculator-progress button{font-size:.875rem}.calculator-mode-options label>span,.calculator-comparison,.calculator-balance,.calculator-capacity{padding:var(--space-16)}.calculator-actions{flex-direction:column}.calculator-actions .button{width:100%}.calculator-results>div{gap:var(--space-8);flex-direction:column}.calculator-results dd{text-align:left;max-width:100%}}@media (prefers-reduced-motion:reduce){.calculator-mode-options label>span{transition:none}}.calculator-skip{min-height:48px;margin-top:var(--space-16);text-align:left}.calculator-output>.calculator-example-note{margin:0 0 var(--space-24)}.planner-layout{grid-template-columns:var(--columns-phi);gap:var(--space-48);align-items:start;display:grid}.planner-main,.planner-guide{min-width:0}.planner-main h2{margin-block:var(--space-16) var(--space-24);font-size:clamp(1.75rem,3vw,2.5rem);line-height:1.15}.planner-main h3{margin-block:var(--space-32) var(--space-16);font-size:1.375rem}.planner-main p{max-width:65ch}.planner-options{gap:var(--space-16);margin-block:var(--space-32);display:grid}.planner-options button{gap:var(--space-8) var(--space-24);padding:var(--space-24);font:inherit;text-align:left;cursor:pointer;grid-template-columns:minmax(0,1fr) 24px;align-items:center;display:grid}.planner-options strong{font-size:1.125rem}.planner-options span{grid-column:1}.planner-options svg{grid-area:1/2/3}.planner-guide{padding:var(--space-32);background:var(--sand)}.planner-guide h3{margin-block:var(--space-16);font-size:1.5rem}.planner-guide p,.planner-guide a{margin-top:var(--space-24)}.planner-actions,.planner-models{align-items:center;gap:var(--space-16) var(--space-24);margin-block:var(--space-32);flex-wrap:wrap;display:flex}.planner-next-step{font-size:1.25rem}.planner-reason{margin-top:var(--space-24)}.planner-recommendations a{gap:var(--space-16);border:1px solid var(--line);padding:var(--space-24);margin-top:var(--space-16);display:grid}.planner-recommendations a:hover{border-color:var(--ink)}.planner-recommendations strong{font-size:1.25rem}.planner-recommendations small{font-size:.875rem;font-weight:400;display:block}.planner-recommendations .text-link{justify-self:start}.planner-context{margin-bottom:var(--space-32);max-width:75ch}.planner-calculation[hidden]{display:none}@media (width<=63.99rem){.planner-layout{gap:var(--space-32);grid-template-columns:minmax(0,1fr)}}@media (width<=39.99rem){.planner-options button,.planner-guide{padding:var(--space-16)}.planner-options{margin-block:var(--space-24)}.planner-actions,.planner-models{flex-direction:column;align-items:stretch}}.planner-return{min-height:48px;margin-bottom:var(--space-24)}